KRISHNENDU KUNDU
8 hours ago2 min read
Anustup Kundu
9 hours ago2 min read


KRISHNENDU KUNDU
9 hours ago1 min read
5 Nov 2025
12:31:44 AM
SERVES FOR NATION


News Desk, News Nation 360 : Bandhan Bank has reported financial results for the second quarter of the 2025-26 fiscal year. The bank's total business climbed by 9% from last year, hitting ₹2.98 lakh crore. Retail deposits now represent roughly 71% of total deposits. This rise can be ascribed to branch network expansion, greater operational efficiencies, and a favourable business environment. Bandhan Bank now serves over 3.23 crore customers through over 6,350 branches in 35 states and union territories across India. The bank has around 73,500 employees. In the last quarter, Bandhan Bank recorded an 11% year-on-year growth in total deposits, hitting ₹1.58 lakh crore and total advances at ₹1.40 lakh crore. The Current Account and Savings Account (CASA) ratio is 28%, indicating a healthy allocation of low-cost money. The bank's Capital Adequacy Ratio (CAR) is 18.6%, significantly higher than the regulatory minimum, suggesting great financial stability. Bandhan Bank is actively diversifying its business portfolio, with a strong concentration on retail loans. To remain competitive and client-centric, it prioritises delivering timely services via upgraded digital platforms, boosting operational efficiency, and elevating the customer experience. The bank’s Managing Director & Chief Executive Officer (MD & CEO), Partha Protima Sengupta, stated that Bandhan Bank's quarterly results represent a period of development. They want to work towards greater balance and stability. They want to achieve long-term growth through technological adoption, process enhancement, and skill development. The next phase of 'Bandhan Bank 2.0' will see us advance more aggressively.
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