Care Health Insurance Finds that India's Financial Vulnerability is Increased by Protracted Care Cycles & Rising Cancer Treatment Expenses

News Desk, News Nation 360 : Care Health Insurance draws attention to the rising cost of cancer treatment in India on World Cancer Awareness Day. According to its research, cancer treatment is expensive and time-consuming, which can put a strain on patients and their families. According to the claims analysis, the cost of treating cancer is rapidly increasing. While early-stage treatment usually costs ₹5–7 lakh per case, advanced and high-complexity cancers can cost up to ₹20–30 lakh per treatment, depending on the course of the disease, the level of care required, the treatment plan, and the length of treatment. This is particularly relevant in the context of the Union Budget 2026, which reinforces a renewed focus on affordable cancer care and reduced financial burden on patients. From a fresh perspective, it is clear that treating someone for cancer is a long, mostly multi-phase affair that takes a long period, usually measured in months. It is also clear that a person might make several insurance claims at various stages, and the duration of each hospital stay might range from a few days to as many as two weeks, depending on the complexity of the case. Additionally, the out-of-pocket cost of such a procedure depends heavily on the type of cancer. Cancers like breast, oral, cervical, and prostate, as well as advanced pancreatic and liver cancers, might even result in crossing the insurance limit, causing a high out-of-pocket expense for the family, especially when the initial amount insured is not sufficient. It is, therefore, clear from the research findings that the current medical schemes being provided are not sufficient to ensure the proper health of an individual, as current medical procedures take a minimum of ₹15-25 lakh as a sum insured. It is also clear that as the cost is rising, having a comprehensive insurance plan is becoming vital as a tool to mitigate financial risks associated with the illness. It is an important conclusion from the research findings that an effective change in the conventional health insurance plan needs to be incorporated to match the actual costs. Commenting on the emerging trends, Manish Dodeja, Chief Operating Officer, Care Health Insurance, stated that in addition to being medically demanding, cancer therapy entails lengthy, multi-stage care paths that frequently last for several months.

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