Godrej Capital Opens Housing Finance Subsidiary Branch in Kolkata

News Desk, News Nation 360 : The financial services division of the Godrej Industries Group, Godrej Capital, announced that Godrej Home Finance (GHF), a subsidiary, has opened its first home finance branch in Kolkata, marking its foray into the eastern area. With a calculated move into East and Northeast India, this growth demonstrates the company's goal to increase its national presence. In addition to providing smooth, client-focused financing solutions, the new location will act as a focal point for forging solid partnerships and working with developers in the area. Over the upcoming quarters, GHF intends to strengthen its position in important East and Northeast Indian markets as part of its expansion strategy. GHF home loan solutions now provide competitive interest rates of 7.75% p.a., a high loan-to-value of up to 90%, and up to 30 years tenure for salaried professionals in Kolkata, with AI-based loan processing, personalised repayment terms, and digital incentives for partners aimed at making it more affordable and facilitating the process for customers. A flagship product is the Aarohi Home Loan, a specially designed mortgage for women, having a special interest rate, free health cover, reduced processing fees, and financial empowerment for first-time or upgrading women buyers of homes. Aarohi Home Loan advantages include speedy sanction (usually within one day), easy eligibility—no co-applicant needed for some profiles—and financial literacy assistance to women borrowers. GHF's Aarohi program also fuels inclusive growth through increased access to credit, mentorship, and CSR initiatives benefiting more than 1,000 women to date, reaffirming a commitment to fueling economic independence and community well-being in Indian women. Speaking on the launch, Manish Shah, MD & CEO, Godrej Capital, stated that one of India's liveliest real estate markets, Kolkata, offers a distinctive fusion of modernity and tradition. They think being a homeowner should be an open, dependable, and stress-free process. They hope to enhance the area's housing ecosystem with a unique, customer-first approach to house loans by having a thorough awareness of changing customer expectations, strong relationships with reliable developers, and a dedication to making home financing easier.