Increased Liver Disease Claims in Tier 2/3 Cities and Young Indians

News Desk. News Nation 360 : Liver-related illnesses are a mostly ignored health concern that India is facing as it develops. Non-Alcoholic Fatty Liver Disease (NAFLD) is a "silent epidemic" that affects 9% to 32% of the population, or about one in three persons, according to the Ministry of Health and Family Welfare. Over 66% of all deaths are already caused by liver-related disorders, and rising medical expenses are making this a major financial burden. Although NAFLD screening is now part of India's NP-NCD (National Program for Prevention and Control of Non-Communicable Diseases), this policy momentum needs to be matched by strong individual financial readiness. Data from Care Health Insurance underlines the seriousness of this issue on World Liver Day. According to the data, the number of liver-related claims has doubled over the past three years as a result of growing medical complexity as well as a wider geographic and demographic distribution. Treatment for liver illnesses is now almost 100% more expensive than it was three years ago. According to claim experiences, having a minimum coverage of ₹15 lakh or more is quickly becoming essential for sufficient financial protection against liver diseases. "Liver disease is no longer confined to a narrow risk group; it is expanding in an alarming manner," stated Mr. Manish Dodeja, Chief Operating Officer, Care Health Insurance, in response to the findings. Both pattern and intensity have clearly changed, as we have seen. The younger generation is being impacted, the number of cases is increasing quickly, and the financial burden on families is growing considerably. This is becoming more and more of an economic problem in addition to a medical one. As a result, it is imperative that each person examine their health insurance on a regular basis to make sure their coverage keeps up with these growing dangers. These findings are consistent with more comprehensive clinical and epidemiological data. Fatty liver disease is quickly becoming a major cause of chronic liver disease in children, particularly those with obesity and associated metabolic concerns, according to recent clinical guidelines based on Indian Paediatric Gastroenterology criteria. The World Obesity Observatory estimates that by 2040, 1.19 crore Indian children may have liver disease if present trends continue. Liver illness is now one of the most costly problems for Indian households due to growing medical expenses and more complicated treatment methods. Care Health Insurance encourages everyone to take action on this World Liver Day: get examined, develop healthy behaviours, and review your health insurance before a diagnosis restricts your choices.

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